Privacy Policy

Your privacy is important to us. Learn how we collect, use, and protect your information.

Last updated: October 26, 2025

Introduction

Beelio ("we," "our," or "us") is committed to protecting your privacy and personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our peer-to-peer lending platform.

By using our services, you agree to the collection and use of information in accordance with this Privacy Policy. If you do not agree with our policies and practices, please do not use our services.

Information We Collect

  • Personal Information: Name, email address, phone number, date of birth, and identification documents
  • Financial Information: Bank account details, income information, credit history, and transaction records
  • Usage Data: Information about how you use our platform, including pages visited and features used
  • Device Information: IP address, browser type, operating system, and device identifiers

How We Use Your Information

  • To provide and improve our peer-to-peer lending services
  • To verify your identity and assess creditworthiness
  • To match borrowers with suitable lenders
  • To process transactions and manage your account
  • To communicate with you about your account and our services
  • To comply with legal and regulatory requirements
  • To prevent fraud and ensure platform security

Information Sharing

  • We share information with lenders/borrowers as necessary to facilitate transactions
  • We may share information with third-party service providers who help us operate our platform
  • We may share information with credit bureaus and financial institutions as required
  • We may share information with law enforcement agencies when legally required
  • We do not sell your personal information to third parties for marketing purposes

Data Security

  • We use industry-standard encryption to protect your data
  • We implement strict access controls and authentication measures
  • We regularly audit our security systems and practices
  • We train our staff on data protection and privacy best practices
  • We have incident response procedures in place for any security breaches

Your Rights

  • Right to access: You can request a copy of your personal information
  • Right to rectification: You can correct inaccurate or incomplete information
  • Right to erasure: You can request deletion of your personal information
  • Right to portability: You can request transfer of your data to another service
  • Right to object: You can object to certain processing of your information
  • Right to restrict processing: You can limit how we use your information

Data Retention

  • We retain your personal information for as long as necessary to provide our services
  • We may retain information longer for legal, regulatory, or business purposes
  • We securely delete or anonymize information when it's no longer needed
  • Transaction records may be retained for up to 7 years for regulatory compliance

Cookies and Tracking

  • We use cookies to improve your experience on our platform
  • We use analytics cookies to understand how our platform is used
  • We use security cookies to protect against fraud and unauthorized access
  • You can control cookie settings through your browser preferences

International Transfers

  • Your data may be transferred to and processed in countries outside your residence
  • We ensure appropriate safeguards are in place for international transfers
  • We comply with applicable data protection laws in all jurisdictions
  • We may use cloud services that store data in multiple locations

Contact Us

If you have any questions about this Privacy Policy or our data practices, please contact us:

privacy@beelio.com
+256 700 123 456
Plot 123, Nakasero Road, Kampala, Uganda

Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last updated" date. You are advised to review this Privacy Policy periodically for any changes.

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